Keeping Your Financial Accounts Secure
The new year is a great time to evaluate your financial goals and your plan to meet them. Here are 7 tips for starting the new year off on the right foot when it comes to your financial goals!
What to Know: Presidential Elections & Financial Planning
We all know that politics can be a very volatile endeavor, impacting emotions and plans and day to day life. For many, presidential elections can be overwhelming and cause a lot of concern around the future of their financial planning. The good news? History shows...
It’s that Time of Year – Open Enrollment Season (Employer Plans)
This post was written by Bob Keane, CFP® – Financial Advisor This is the year I promised myself not to do the same old thing when it comes to open enrollment. Like many others I’m sure, I have always just picked the same health plan as I did the prior year. But...
Why Budgeting Matters to Wealth Management
While financial planning and wealth management are about a lot more than how you spend your day to day dollars, tracking your spending and budgeting for your goals is an important part of making sure your financial plan is aligned to your particular needs - and to your long term plan.
Balance Your Retirement Investments With More Comprehensive Risk Analysis
"Eat well or sleep well" is a common refrain you may have encountered over the course of your financial planning journey. This phrase refers to the risk-return tradeoff that investors face when it comes to allocating their resources. The type of portfolio one owns...
6 Steps to Prepare Your Finances for an Impending Recession
Remember that recessions are part of the normal cycle of any economy, and we have weathered some significant ones in recent decades. Not every recession degenerates into complete upheaval, as we experienced during the lowest point of the pandemic and during the Great Recession of December, 2007 - June, 2009. It’s important not to become anxious when things begin to turn and instead lean on the perspective that we’ve gained from past periods of economic downturn.
Man Bites Dog! And Other Inflation Headlines…
If one believed everything they read, you would think we are headed towards (or in) an inflation period like Venezuela’s or, for a less extreme example, the United States in the late 70’s and early 80’s (see table below for US Core CPI over the long term). Like...
Minimizing Risk When Building Your Financial Plan
An important part of financial planning is the management of risk associated with one’s assets and overall financial wellbeing. While building your financial plan and setting your financial priorities, there are a number of strategies you can take to help minimize...
8 Tips for Managing Your Anxiety During the Coronavirus Pandemic
The coronavirus pandemic has drastically changed our way of life. Here are a few tips on how to treat yourself (and your loved ones) with some extra care and how to manage your anxiety.
Peninsula Wealth Grows with You
At Peninsula Wealth, our process starts with you, your goals, and your particular approach to finances. Life can bring many changes - learn how a good plan can help protect you and your assets.
